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How to address the disconnect between theory and practice in traditional financial education?

2025-08-21 416
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Analysis of core issues

While traditional teaching is often limited to theoretical explanations, Ten Dollar Adventure builds a complete learning loop through the following innovative designs:

Three-dimensional practice system

  • situational simulation: Complete restoration of the entire entrepreneurial process (start-up capital management → product pricing → site selection and operation → profit reinvestment)
  • Consequence visualization: each decision triggers a specific ending (e.g. Bad Ending where excessive donations lead to a broken funding chain)
  • Multiple ending mechanism: 12 endings corresponding to different business strategy outcomes, supporting repeated trial-and-error learning

Teaching and Learning Implementation Program

Teachers can use the "decision board method":

  1. Divide the class into groups of 3-4
  2. Showing the web version of the story with a projection
  3. Each group is required to prepare a business plan explaining the logic of choice
  4. Comparing the final deposit balances of different groups

Actual classroom data show that schools using this methodology improved their average scores on the Basic Financial Concepts test by 271 TP3T.

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